• HUD-Approved 203(k) Consultants
This Loan Lets You Renovate AND Buy—But It’s a Trap If You Don’t Know What You’re Doing
But only if you avoid this one mistake that ruins most fixer deals…
No Obligation
20-30 Minutes
100% Free
Common Concerns
Don't Let Your 203(k) Turn Into a Money Pit
Not sure what 203(k) will actually pay for?
Worried your contractor's bid is way off?
Confused by lenders, draws, and HUD rules?
On a short call, we'll walk through your deal and give you a clear yes/no and next steps
from a HUD-approved 203(k) Consultant.
what's included
On Your Free Call, We Will:
Red Flag Detection
Review your property (or target property) and spot obvious red flags.
Coverage Clarity
Clarify what FHA 203(k) will and won't cover.
Realistic Costs
Give you a realistic renovation cost range (not "wishful thinking").
Process Roadmap
Outline how the 203(k) process works so you know what to expect.
Our Credentials
Why Work With 12th Gate
HUD/FHA Certified
HUD/FHA Certified 203(k) Consultant
Dual Expertise
Experience with FHA 203(k) and Fannie Mae Homestyle
12+ Years Experience
12+ years in residential inspections and renovations
Full Coordination
We coordinate with your lender and contractor so everyone's on the same plan
"We're here to protect your renovation budget and timeline — not to sell you more work."
Meet Your Consultants
Why Work With 12th Gate
Jason Stewart
Owner & Operations / Numbers
Jason is the owner behind the systems, numbers, and day-to-day operations that keep every project on track. He makes sure that what looks good on a spreadsheet actually works in real life — from budgets and timelines to contractor bids and lender requirements.
Jenny Thuong
Founder & Renovation Strategist
Jenny has been in real estate and renovations for 20+ years, working across California, Texas, and Nebraska. She's personally been involved in dozens of projects – from cosmetic rehabs to full gut renovations – and currently helps oversee a portfolio of 40+ doors between long-term rentals and short-term stays.
Simple Process
How It Works
HUD/FHA Certified
Pick a time and tell us a few details about your project.
Dual Expertise
We review your situation and give you clear direction.
12+ Years Experience
Move forward with us as your HUD Consultant — or simply use the clarity to make a smarter decision.
Simple Process
How It Works
HUD/FHA Certified
Pick a time and tell us a few details about your project.
Dual Expertise
We review your situation and give you clear direction.
12+ Years Experience
Move forward with us as your HUD Consultant — or simply use the clarity to make a smarter decision.
Get Started
Request Your Free 203(k) Assessment Call
Fill this out and we'll confirm your call within one business day.
If you're serious about using a 203(k) in Los Angeles,
Las Vegas, or Phoenix, don't guess.
Talk to a HUD 203(k) Consultant first.
12th Gate Enterprises
HUD/FHA Certified 203(k) Consultant
Serving Los Angeles, Las Vegas, and Phoenix
© 2025 12th Gate Enterprises. All rights reserved.