• HUD-Approved 203(k) Consultants
Before You Start a 203(k) Renovation…
Get a HUD Consultant to Look at the Property First.
Free 20–30 minute 203(k) Renovation Assessment Call for buyers in Los Angeles, Las Vegas, and Phoenix.
Thinking of using an FHA 203(k) to fix up a property? We'll tell you
quickly what makes sense, what doesn't, and where the real risks are.
No Obligation
20-30 Minutes
100% Free
Common Concerns
Don't Let Your 203(k) Turn Into a Money Pit
Not sure what 203(k) will actually pay for?
Worried your contractor's bid is way off?
Confused by lenders, draws, and HUD rules?
On a short call, we'll walk through your deal and give you a clear yes/no and next steps
from a HUD-approved 203(k) Consultant.
what's included
On Your Free Call, We Will:
Red Flag Detection
Review your property (or target property) and spot obvious red flags.
Coverage Clarity
Clarify what FHA 203(k) will and won't cover.
Realistic Costs
Give you a realistic renovation cost range (not "wishful thinking").
Process Roadmap
Outline how the 203(k) process works so you know what to expect.
Our Credentials
Why Work With 12th Gate
HUD/FHA Certified
HUD/FHA Certified 203(k) Consultant
Dual Expertise
Experience with FHA 203(k) and Fannie Mae Homestyle
12+ Years Experience
12+ years in residential inspections and renovations
Full Coordination
We coordinate with your lender and contractor so everyone's on the same plan
"We're here to protect your renovation budget and timeline — not to sell you more work."
Meet Your Consultants
Why Work With 12th Gate
Jason Stewart
Owner & Operations / Numbers
Jason is the owner behind the systems, numbers, and day-to-day operations that keep every project on track. He makes sure that what looks good on a spreadsheet actually works in real life — from budgets and timelines to contractor bids and lender requirements.
Jenny Thuong
Founder & Renovation Strategist
Jenny has been in real estate and renovations for 20+ years, working across California, Texas, and Nebraska. She's personally been involved in dozens of projects – from cosmetic rehabs to full gut renovations – and currently helps oversee a portfolio of 40+ doors between long-term rentals and short-term stays.
Simple Process
How It Works
HUD/FHA Certified
Pick a time and tell us a few details about your project.
Dual Expertise
We review your situation and give you clear direction.
12+ Years Experience
Move forward with us as your HUD Consultant — or simply use the clarity to make a smarter decision.
Simple Process
How It Works
HUD/FHA Certified
Pick a time and tell us a few details about your project.
Dual Expertise
We review your situation and give you clear direction.
12+ Years Experience
Move forward with us as your HUD Consultant — or simply use the clarity to make a smarter decision.
Get Started
Request Your Free 203(k) Assessment Call
Fill this out and we'll confirm your call within one business day.
If you're serious about using a 203(k) in Los Angeles,
Las Vegas, or Phoenix, don't guess.
Talk to a HUD 203(k) Consultant first.
12th Gate Enterprises
HUD/FHA Certified 203(k) Consultant
Serving Los Angeles, Las Vegas, and Phoenix
© 2025 12th Gate Enterprises. All rights reserved.